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Visa, MasterCard start using Android for mobile payments

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Android

MasterCard and Visa want to make it easier for you to pay for goods at retail stores with a tap of a smartphone. The US credit card groups on Wednesday separately announced two Internet-based technologies providing merchants and banks with more options to make mobile payments happen in a big way.

The technologies follow the introduction of a new feature in the Android mobile operating system called Host Card Emulation (HCE). HCE allows any NFC (near field communication) application on an Android device to emulate a smart card, letting users wave-to-pay with their smartphones. Financial institutions, on the other hand, will benefit from hosting payment accounts in a secure, virtual cloud.

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