Being safe with Ubuntu on a USB flash drive
One of the best things a Windows user can do for Defensive Computing is to have a bootable copy of Linux on hand. The classic reason being to rescue a broken copy of the operating sytem, but the much more important reason is for on-line banking.
Anyone that does online banking on a Windows machine is taking a huge risk. Most likely they don't understand how sophisticated the bad guys are at writing malware. For example, man-in-the-browser attacks even defeat two factor authentication schemes.
No amount of Defensive Computing for Windows can ever be close to perfect. Linux is the only safe option for Windows users interested in online banking.
Bootable copies of Linux used to mean Live CDs, but that ship has mostly sailed. I travel with a bootable copy of Linux on a USB flash drive.
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